Protect your home and your loved ones!
We could all be selfish and say “Doesn’t matter if anything happens to me, I won’t be here anyway”. Doing this could leave a path of destruction as far as your finances are concerned.

Q. What is Life Cover?

A. Life cover is payable on death during the term of the contract agreed. Life cover can be used in many ways. It can be used to repay any outstanding debt on your mortgage or by making sure your loved ones are looked after after you have gone.

Mortgage Protection

If you have a Capital and Interest Mortgage, you can have Decreasing Life Cover which will reduce alongside the mortgage. This will then repay any outstanding mortgage debt at the time of death. This can also reduce your premiums.
If you have an Interest Only Mortgage, you may choose to have a Level Term policy as you always owe the same balance of debt on your mortgage throughout the term.

Family Protection

If you have children, you may want to think about additional cover if you were not here. You can have Life cover for Family to pay out as a lump sum or as a monthly benefit on death. The best way to work out how much you think you would require, is to work out how much they think they cost you a month up until you hope they would be self sufficient financially.

You can add on additional covers to the Life Cover policy, for example Critical Illness cover.

Life Insurance can be very complex and we recommend that you seek professional advice. You can obtain your own quote here online or call us on 0800 0910 920.